Skip to main content

Posts

Showing posts from May, 2021

5 Mantras For Your Financial Fitness

  Hello, The second lockdown is here. With a lot of us stranded at home, some are either doing daily chores of the house or stretching the working hours a little more. Some are also thinking to start-over the fitness resolution they made in the beginning of the year. Some are also looking to start their investment all over again. To all those who want to get back to the resolutions they made in the beginning of the year, here's our guide to your physical as well as financial fitness. We are sure you will enjoy reading as much as we did while writing it for you. THERE IS NO SHORTCUT TO HEALTH OR WEALTH You can't get Disha Patani's perfect body or Tiger Shroff's rippling muscles by just ogling over their posters or videos. You've got to sweat it out yourself to develop that kind of fitness. Select whatever approach you want - pump iron, swim, run long distances, cycle challenging terrains or anything that gives you a kick. The key is to be regular at it. Don't exp...

Your Money Wants To Talk To You

  Hello, Money is a powerful tool that is necessary not just to take care of our basic needs but also our lifestyle needs and various financial goals. Time and again money gives us some subtle but important messages. Have you ever noticed these messages? In this article, let's try to decode the messages that money would give and the importance of saving money for the future. If money could speak it would make the below statements: "I hate lying idle" Whether you are keeping your money locked away safely in your cupboard or simply in your savings account, your money is actually losing its value. Most common savings accounts offer interest rates in the range of 3-4%. If you factor in the rate of inflation which is currently around 4.5% the real rate of return that your investment generates is -.50% (4.5%-4%). A monthly investment of Rs. 1000 invested at a 5% rate of interest for a period of 10 years would become Rs. 1,55,756 on maturity. At a 10% interest rate, the maturity...

Bull run in NIFTY 50

  Hello, Tauktae cyclone wreaked havoc in several states across the country. But it also brought glimmer of hope for the stock market. In the last four trading sessions, the blue-chip index -  Nifty 50 - grew by 419 points , jumping back to 15,000. The benchmark index,  Sensex - also grew by 1550 points  leaping to the golden jubilee mark of 50000 after forty-nine days. This rise of the stock market can be attributed to several factors. These factors come in all shapes and sizes. Let's examine them one by one. Downward trend in the Coronavirus cases As you can see in the image above, the curve has started to move down. Last month, IIT scientists had predicted using a mathematical model that new cases will start to decrease by May-end. But the fall has come earlier than expected. Needless to say despite earlier horrors of the second COVID wave, the country is probably seeing a peak out of cases and the trajectory in next few days could be downward. Last month, markets...

1 Multibagger Stock From Each Sector

We hope you are staying safe. Yesterday, we told you how all sectors are interlinked with each other. Growth in one sector will have a domino effect on several other allied sectors. Today we look at 1 multibagger from each of the four sectors. BFSI Kotak Mahindra Bank Ltd. A renowned name in the banking sector in India, Kotak Mahindra Bank’s share price has grown multifold from Rs. 2.40 on 6 July 2001 to Rs. 1777 on 27 May 2021. That’s a 39.14% CAGR. During the same period, Nifty 50 grew at a CAGR of 14.26%. Rs. 1L invested in Kotak Mahindra Bank in 2001, would be worth >Rs. 7 crore today. Retail & E-commerce Trent Ltd. An esteemed brand in the retail sector owned by Tata group, Trent Ltd. was launched in 1998. From 1 Jan 1999 the share price of the company has jumped around  100 times, i.e., 22.87% in compounded annual growth . During the same period, Nifty 50 grew at a CAGR of 13.81%. Rs. 1L invested in Trent Ltd. in 1999, would be worth >Rs. 95L today. Healthcare Apoll...